Taxi cabs are one of the most commonly utilized modes of transportation in all of New York City. Despite the fact that taxi cabs are statistically less prone to car accidents due to their bright yellow color, accidents still occur often. If you happen to be injured while a passenger in a taxi cab, here is what you should do.
First, you should contact the proper authorities. Call the Police to the scene. They will file a report documenting necessary information relating to the accident. This report will become available for pickup soon after. Further, make sure you receive medical treatment for any injuries sustained as soon as possible, as safety should always take top priority.
Second, after contacting the proper authorities, get all the information you can on the vehicles involved in the accident. This involves writing down license plate numbers, getting drivers names, asking to see insurance, and taking pictures of any injuries received/the accident.
Fortunately, taxis are required to carry both No Fault and liability insurance. No Fault Insurance pays for economic expenses, such as medical bills, for passengers of Taxis and for pedestrians or bicyclists struck by taxis. Each Taxi carries $50,000.00 in No Fault Insurance. No Fault insurance will pay benefits regardless of whose fault the accident is.
Liability insurance will pay for pain and suffering for those injured due to the negligence of a Taxi driver. Certain injury thresholds must be met to recover for pain and suffering. Each Taxi carries a minimum of $100,000.00 in insurance coverage.However, different liability insurance limits apply for app based drivers, such as Uber and Lyft.
If you have been injured in a taxi cab accident, you should reach out to an experienced personal injury attorney as soon as possible. The attorneys of Zalman Schnurman, & Miner have had great success in helping taxi cab accident victims recover. For a free consultation contact our firm over the phone at 1-800-Lawline (212-668-0059), or 1-800-529-5463, or through email at firstname.lastname@example.org.